Life insurance is integral to financial planning, offering peace of mind by protecting your loved ones in case the unexpected happens. But did you know that your life insurance policy can also be a source of savings? With the right strategies, you can make the most of your life insurance payments and even turn them […]
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The Insurance Doctor aims to Provide Expert care and Quality Service.
Discover the unparalleled insurance expertise at The Insurance Doctor, nestled in the heart of Manchester, New Hampshire. Since opening our doors in 2007, we've dedicated ourselves to serving the Manchester community with professionalism, warmth, and unparalleled insurance knowledge. At the helm is Steven Draper, a visionary with over two decades of rich experience in the insurance realm. Steven's journey in insurance is a legacy of learning and growth, having honed his skills alongside his father, Robert Draper, for the initial 15 years. This foundational journey instilled in him the core values of honesty, integrity, and loyalty - principles that The Insurance Doctor upholds with unwavering commitment.
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Here are few reasons you should work with an Independent Insurance Agency
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Insurance Coverage
Home Insurance
Renters Insurance
Auto Insurance
Business Owner
Key Person Life
Fleet Insurance
Cyber Insurance
Home Insurance
Risk Factors
You return from a family vacation to discover thieves have stolen electronic equipment from your media room.
Solution
If your possessions are stolen, damaged or destroyed in an insured loss, your home insurance coverage can help replace them, up to the policy’s stated limits.
Renters Insurance
Risk Factors
On an especially gusty day, strong winds push a small potted plant off your apartment’s balcony and onto a neighbour who is passing below. He is seriously bruised, and decides to sue.
Solution
Renters liability coverage under renters insurance may help if you’re responsible for an injury to someone outside your household.
Auto Insurance
Risk Factors
You suffer minor injuries when another driver runs a red light and clips your car’s rear fender. On top of it all, the driver doesn’t have auto insurance.
Solution
Uninsured motorist coverage covers the costs of your bodily injuries — up to your policy limit – when they are caused by an at-fault driver without any auto insurance.
Business Owner
Risk Factors
A business owner would require to take various types of insurance coverage to cover each risk. This can cost them more if they take it separately.
Solution
A business owner policy packages all the required coverage a business owner would need. BOPs often include business interruption, property, vehicle, liability, and crime insurance. Typically, a business owner will save money by choosing a BOP because the bundle of services often costs less than the total cost of all the individual coverage.
Key Person Life
Risk Factors
A company fails to retain its clients or uphold its reputation based on a particular employee’s skills or name (like a partner at a law firm).
Solution
Key Person Life insurance can be taken to retain clients and uphold their reputation.
Fleet Insurance
Risk Factors
Your driver meets with accident while driving a company vehicle at night and incurs great damage to your vehicle along with the goods in transit.
Solution
Many policy providers offer coverage for fleet overnight since some businesses might need their vehicles to transport goods within one night.
Cyber Insurance
Risk Factors
Your office system got hacked, and personally identifiable information was stolen. So you had to hire a public relations firm to restore your brand image.
Solution
Cyber Insurance would cover any loss and pay for hiring a public relations firm.
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Latest Insight, Insurance Trends
In the world of global trade, the ocean is the lifeblood of commerce. Every day, millions of goods are shipped across the seas, making their way from one port to another. But while the ocean offers a vital transportation route, it also presents significant risks. From unpredictable weather to piracy and cargo damage, the dangers […]
As a business owner, you've likely invested in insurance to protect your livelihood. But what if I told you your current policy might need more? It's a harsh reality that many entrepreneurs face only when it's too late. To help you avoid costly surprises, here are the top five reasons your business insurance might fall […]
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(603) 647-5617
453 Second Street
Manchester, New Hampshire 03102
Manchester, New Hampshire 03102
Manchester, NH
The Insurance Doctor
The Insurance Doctor Provides Auto, Home, Life, Personal, & Business Insurance to All of New Hampshire, Including Manchester, Concord, Bedford, Goffstown, Nashua, Merrimack, Rochester, and Portsmouth.
453 Second Street
Manchester, New Hampshire 03102
Manchester, New Hampshire 03102
Mon-Fri : 8:30am - 4:30pm
Sat-Sun : Closed
Sat-Sun : Closed
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(603) 647-5617
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